Important Insurance Information
- If you feel the flood season is approaching, write down a list and take photos of all your valuables to assist you in the instance that anything is damaged and you need to make a claim with your insurance provider. This is not only useful for floods but for other emergencies and disasters.
- Many insurance companies do not include flood damage in your standard home and content insurance package. Make sure that you have a good read through your policy and identify any limitations and definitions of what your provider considers a flood.
- While storm damage is typically included, there are limitations that vary from one provider to the next so it is critical to familiarise yourself with your policy.
- Keep in mind if you live in an area that has a history of flooding some providers may be reluctant to provide cover.
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